Tsegulani Tsogolo Lanu Lazachuma ndi MTN Yinvesta: Buku Losavuta

Idasinthidwa Komaliza pa Juni 12, 2025 ndi Michel WS

Kodi mukuyang'ana njira yosavuta yopangira ndalama zanu? MTN Yinvesta ikhoza kukhala yankho lomwe mukufuna. Bukuli likuthandizani kumvetsetsa momwe limagwirira ntchito ndikuyankha mafunso aliwonse omwe mungakhale nawo. Tiyeni tione ubwino pamodzi.

Kodi MTN Yinvesta ndi chiyani?

MTN Yinvesta ndi ntchito yomwe imakulolani kuyika ndalama zanu mosavuta pogwiritsa ntchito akaunti yanu ya MTN Mobile Money. Amagwirizana ndi Sanlam Investments East Africa Limited. Ndi oyang'anira thumba odziwa ntchito omwe ali ndi zilolezo ku Uganda. Ndalama zanu zimayikidwa mu Sanlam Income Fund. Thumba ili limapereka ndalama kuchokera kwa osunga ndalama ambiri. Kenako imagula zinthu zandalama zosiyanasiyana. Ganizirani izi ngati njira yopangira ndalama zanu kuti zikuthandizeni. Kuyika ndalama pa foni yam'manja kumapereka njira yabwino yopezerapo mwayi pakukula kwachuma kuchokera pafoni yanu.

Kumvetsetsa Zoyambira

Kulowa: Mukuvomereza mfundozo mukasankha "Lowani." Izi zikutsimikizira kuti mwawerenga ndikumvetsetsa zonse. Mukudzipereka kugwiritsa ntchito nsanja moyenera komanso mwalamulo.

Matanthauzo Ofunikira:

• Mgwirizano: Izi zitha kusinthidwa ndi MTN.
• Lamulo Loyenera: Malamulo aku Uganda amayendetsa mgwirizanowu.
• Tsiku la Kalendala: Masiku onse a sabata, kuphatikizapo tchuthi.
• Tulukani: Mukaganiza zotseka akaunti yanu ya Yinvesta.
• Makasitomala: Inu, wogwiritsa ntchito MTN Mobile Money wokhala ndi akaunti ya Yinvesta.
• Lamulo la Chitetezo cha Data: Malamulo oteteza zambiri zanu ku Uganda.
• Zida: Foni kapena tabuleti yanu idagwiritsidwa ntchito kulumikiza ku Yinvesta.
• Malipiro: Pakadali pano, kusungitsa ndikuchotsa ku Yinvesta kulibe ndalama zowonjezera.
• MTN Platform: Pulatifomu ya MoMo yomwe mumagwiritsa ntchito kuti mupeze Yinvesta.
• MTN Yinvesta: Akaunti yanu ya ndalama ndi Sanlam kudzera ku MTN.
• Malipiro Oyamba: Mutha kuyamba ndi zochepa ngati UGX 1,000.
• Chidwi: Kubweza kwa ndalama zanu, zowerengedwa tsiku lililonse. Zimachokera ku 10% mpaka 12% pachaka.
• Zambiri zanu: Zambiri zanu zimagwiritsidwa ntchito kukuzindikiritsani ndikukwaniritsa malamulo.
• Zosungira Paokha: Zosamutsa zokha kuchokera ku akaunti yanu ya MTN kupita ku Yinvesta. Mutha kukhazikitsa pafupipafupi.
• Pempho: Malangizo omwe mumatumiza kudzera pa nsanja ya MoMo.
• Sanlam Income Fund: Ndalama zoyendetsera ndalama zoyendetsedwa ndi Sanlam.
• Ntchito: Kuyika ndalama mu Yinvesta, zosungira zokha, zonena, zochotsa, zofunsira mitengo, ndi zowerengera.
• Pempho Lochotsa: Langizo lanu losamutsa ndalama kuchokera ku Yinvesta kupita ku chikwama chanu cha MoMo.

Chiyambi ndi MTN Yinvesta

Kupeza MTN Yinvesta ndikosavuta. Ingoyimbani *165*7*1# pa foni yanu. Kenako, lowetsani PIN yanu ya MoMo. Sankhani njira 1 ya Yinvesta. Mudzawona ulalo wa Terms and Conditions. Mukawalandira, mwalembetsa bwino! Kumbukirani kusunga PIN yanu ya MoMo motetezeka. PIN yanu ndiyofunikira kuti mupeze akaunti yanu ya Yinvesta.

Ndalama Zanu: Sanlam Income Fund

MTN Yinvesta imakupatsani mwayi wopita ku Sanlam Income Fund. Thumbali limagwira ntchito ngati ndalama zonse. Ndalama zanu zimaphatikizidwa ndi zina kuti mupange ndalama zosiyanasiyana. Capital Markets Authority yaku Uganda imayang'anira thumba ili. Zobweza zimabwera makamaka kuchokera ku chiwongola dzanja chomwe mwapeza. Komabe, phindu kapena zotayika kuchokera ku thumba la thumba zingakhudzenso. Kumbukirani kuti zomwe zidachitika m'mbuyomu sizikutsimikizira zotsatira zamtsogolo. Mtengo wa ndalama zanu ukhoza kukwera kapena kutsika. Mumatengera zoopsa za ndalama mukayika ndalama muthumba ili. Ndi chanzeru kuphunzira zambiri za Sanlam Income Fund ndi zoopsa zake.

Ndani Angalowe MTN Yinvesta?

Kuti mugwiritse ntchito MTN Yinvesta, muyenera kukwaniritsa zofunikira zochepa. Choyamba, muyenera kukhala ndi nambala ya MTN Mobile. Muyeneranso kukhala ndi zaka zosachepera khumi ndi zisanu ndi zitatu (18). Onetsetsani kuti simuli pamndandanda wa anthu oletsedwa kapena oletsedwa. Muyenera kupereka zambiri zolondola panthawi yolembetsa. Chofunika kwambiri, muyenera kuwerenga ndikumvetsetsa Migwirizano ndi Zikhalidwe izi. Mukatsegula akaunti ya Yinvesta, mumatsimikizira kuti mwakwaniritsa izi. Mukuvomeranso kuti musagwiritse ntchito ntchito zilizonse zosaloledwa. MTN ili ndi ufulu wokana kapena kukulepheretsani kulowa mu akaunti yanu ngati pakufunika kutero.

Kugwirizana ndi Migwirizano

Musanagwiritse ntchito Yinvesta, werengani mosamala ndikumvetsetsa Migwirizano ndi Zikhalidwe. Izi zikuphatikiza zosintha zilizonse zochokera ku MTN. Mukadina "Lowani" pa nsanja ya MoMo, mumavomereza kuti muzitsatira mawuwa. Izi zikutanthauza kuti mwawerenga, mwamvetsetsa, ndikuwavomereza. Ngati simukuvomereza, sankhani "Kukana," koma simungathe kugwiritsa ntchito mautumikiwa. Kugwiritsa ntchito kwanu kwa Yinvesta mukasintha kumatanthauza kuti mukuvomereza zomwe zasinthidwa. MTN iyesa kukudziwitsani zakusintha kulikonse kudzera papulatifomu, SMS, kapena imelo. Kumvetsetsa mawu awa kumathandizira kuti zinthu zizikhala bwino.

Kusamalira Ndalama Zanu: Madipoziti ndi Kuchotsa

Kuyika ndalama mu akaunti yanu ya Yinvesta ndikosavuta mukamaliza "Kulowa." Mutha kusamutsa ndalama mwachindunji kuchokera pa chikwama chanu cha MTN MoMo. Mukafuna kupeza ndalama zanu, mutha kutumiza Pempho Lochotsa. Mutha kuchotsa gawo kapena ndalama zanu zonse za Yinvesta. Izi zikuphatikiza ndalama zanu zoyambira komanso chiwongola dzanja chilichonse chomwe mwapeza. Mukhozanso kusankha "Opt Out," yomwe imatseka akaunti yanu ndikuchotsa ndalama zonse. Kumbukirani, simungachotse zambiri kuposa zomwe zikupezeka mu akaunti yanu ya Yinvesta. MTN itsimikizira Kuchotsa kapena Kutseka Kwanu kudzera pa SMS komanso chidziwitso cha nsanja. Mukalowetsa PIN yanu, chikwama chanu cha MoMo ndi masikelo a Yinvesta adzasinthidwa. Kuchedwetsa kulikonse pakukonza zochotsa kudzakudziwitsani ndi MTN. MTN ilibe udindo wochedwetsa ma depositi kapena kuchotsa.

Kutuluka Pamene Mukufunikira

Mutha kusankha kuthetsa mgwirizanowu nthawi iliyonse. Ingogwiritsani ntchito njira ya "Opt Out" ku Yinvesta kapena kutseka MTN Wallet yanu. MTN ilinso ndi ufulu kuyimitsa kapena kutseka akaunti yanu ya Yinvesta. Izi zitha kuchitika ngati mukukayikira kuti akuchita zachinyengo kapena zosaloledwa. Izi zimatsimikizira chitetezo ndi chitetezo cha nsanja kwa ogwiritsa ntchito onse.

Kupeza Chiwongola dzanja pa Zomwe Mumasunga

Chiwongola dzanja chomwe mumapeza ndi Yinvesta chimawerengedwa tsiku lililonse. Chidwichi chikhoza kuchotsedwa kumapeto kwa mwezi uliwonse. Mutha kuwona chiwongola dzanja chanu chatsiku ndi tsiku mu akaunti yanu ya Yinvesta. Mukapempha, MTN iperekanso lipoti la mwezi uliwonse losonyeza zomwe mumapeza tsiku lililonse. Chiwongola dzanja chotsatsa ndi chaka. Ikuwonetsa kale kuchotsedwa kulikonse. Njira yowonekera iyi imakuthandizani kuwona ndalama zanu zikukula. Kusunga ndi kuyika ndalama koyambirira kumapangitsa kuti ndalama zanu zikule pakapita nthawi kudzera mumphamvu yophatikiza.

Udindo Wanu monga Makasitomala

Monga wosuta wa Yinvesta, muyenera kusunga PIN yanu ya Mobile Money chinsinsi. MTN siyidzakhudzidwa ndi kutayika kulikonse ngati PIN yanu yabedwa kapena kusokonezedwa. Muli ndi udindo pazochita zonse zomwe zachitika kudzera mu akaunti yanu ya Yinvesta. Izi zikuphatikizapo madipoziti ndi withdrawals. Nthawi zonse onetsetsani kuti PIN yanu ndi yotetezeka ndipo musamagawane ndi aliyense. Kuteteza PIN yanu ndikofunikira kwambiri pazachuma chanu.

Kupanga Zofunsira ndi Kupereka Malangizo

Mukatumiza pempho kudzera pa nsanja ya MoMo, mumavomereza MTN kuchitapo kanthu. Muli ndi udindo pazopempha zonse zomwe zimachokera ku akaunti yanu. MTN ili ndi ufulu kukana pempho lililonse pakufuna kwawo. Akhozanso kukana ndalama zosungitsa ndalama kapena zochotsa zomwe zimawoneka zokayikitsa kapena zachilendo. Ngati pempho lanu likanidwa, MTN ikudziwitsani ndi kukufotokozerani zotsatila. MTN imaonedwa kuti idachita bwino ngakhale pempho lidapangidwa molakwika kapena mwachinyengo. Muli ndi udindo pazopempha zomwe zakonzedwa mwachilungamo. MTN ikhoza kuchedwetsa kuchita zomwe wapempha mpaka atapeza chitsimikizo chowonjezereka kuchokera kwa inu. Ngati pali kusamvana pakati pa pempho lanu ndi mgwirizanowu, zomwe mgwirizanowo uyenera kuchita. Mukuvomera kuteteza MTN kuzinthu zilizonse kapena zotayika zokhudzana ndi zochita zawo kutengera zomwe mwapempha.

Kumvetsetsa Malipiro Ophatikizidwa

Sanlam Income Fund imakulipirani Chiwongola dzanja Chapachaka cha 1.5% ya ndalama zomwe mwagulitsa. Ndalamayi imachotsedwa chiwongoladzanja chisanakulipireni. Siziwoneka ngati ntchito pa nsanja ya MTN USSD. MTN MoMo ikhozanso kukulipirani 1% pa chiwongola dzanja chomwe mumapeza. Izi zidzachotsedwa pa kubwerera kwanu konse. Kumvetsetsa zolipirira izi kumakuthandizani kudziwa zobweza zenizeni pazachuma chanu.

Kutetezedwa: Kuteteza MTN

Mukuvomera kuteteza ndi kusunga MTN kukhala yopanda vuto pakutayika kulikonse kapena zonena zokhudzana ndi kugwiritsa ntchito kwanu Yinvesta. Izi zikuphatikizapo zovuta zobwera chifukwa cha kusapezeka kwa hardware kapena mapulogalamu ofunikira. Imalipiranso zotayika chifukwa chogwiritsa ntchito molakwika mapulogalamu a chipani chachitatu kapena kulephera kwanu kutsatira panganoli kapena kupereka zidziwitso zolondola. Kuonjezera apo, kumaphatikizapo zotayika kuchokera ku kulephera kwa machitidwe a chipani chachitatu. Gawoli likuwonetsa udindo wanu poteteza MTN ku ngongole zomwe mungakumane nazo.

Zochepera pa Ngongole: Zomwe MTN ilibe Udindo

MTN ilibe udindo pazovuta zilizonse zokhudzana ndi chidziwitso kapena kugwiritsa ntchito PIN ya Akaunti yanu ya MTN. Salinso ndi mlandu pakuwonongeka kulikonse, kuwonongeka, kapena kuvulala chifukwa chofikira kapena kugwiritsa ntchito nsanja ya MTN. Izi zikuphatikiza zidziwitso zilizonse papulatifomu kapena zambiri zanu zomwe zimafalitsidwa kudzeramo. Mwachindunji, MTN sayenera kuyankha pa: zovuta zomwe zachitika chifukwa cha kusintha kwanu pa nsanja ya MTN, kusowa kwa ndalama mu akaunti yanu, kuletsa ndalama zanu, malangizo olakwika ochotsa, ntchito zosaloledwa ndi akaunti yanu, kapena kulephera kutsatira mgwirizanowu.

Kuteteza Data Yanu

MTN imamvetsetsa kufunikira kwa zambiri zanu. Pogwiritsa ntchito mautumiki awo, mumavomereza kukonza deta yanu molingana ndi Mfundo Zazinsinsi. Ndondomekoyi imatsata malamulo onse achinsinsi a data ku Uganda. Ndi udindo wanu kuwerenga ndikumvetsetsa Mfundo Zazinsinsi zomwe zikupezeka pa webusayiti ya MTN. MTN imasunga zinsinsi zanu zachinsinsi ndikugwiritsa ntchito njira zachitetezo kuziteteza monga zafotokozedwera mu Mfundo Zazinsinsi. Mfundo Zazinsinsi zimalongosola zomwe data imasonkhanitsidwa, momwe imasamalidwira, omwe amagawana nawo, maufulu anu, ndi mauthenga okhudzana ndi madandaulo.

Zambiri pa Kuchepetsa Ngongole

Mukuvomera kuteteza MTN kotheratu kuzinthu zilizonse, kutayika, zowonongeka, ndalama, kapena ndalama zomwe zimabwera chifukwa chogwiritsa ntchito molakwika Akaunti yanu ya Yinvesta. Ngati MTN sangathe kubweza akaunti yanu chifukwa chotseka kapena zifukwa zina zomwe sangathe kuzilamulira, malangizo anu sangalemekezedwe. Mukuvomereza kuti ntchito za Yinvesta zimadalira kupezeka kwa ma network a chipani chachitatu ndi nsanja. MTN ilibe mlandu ngati satha kupereka chithandizochi chifukwa cha zifukwa zomwe sangazithere, monga sitiraka, kulephera kwa magetsi, kapena zovuta zamagulu ena. Ngati a MTN sakakamiza mbali ina iliyonse ya mgwirizanowu nthawi yomweyo, sizitanthauza kuti sangathe kukakamiza pambuyo pake. MTN ilibe udindo ngati pempho lololeza likanidwa chifukwa akaunti yanu yathetsedwa kapena kuyimitsidwa. MTN ilinso ndi udindo wochotsa ndalama zomwe mwalola pogwiritsa ntchito PIN yanu.

Kusintha kwa Terms Awa

MTN ikhoza kusintha izi pakapita nthawi. Adzakudziwitsani kwa masiku 30 pazosintha zilizonse kudzera pa SMS, tsamba lawo kapena njira zina. Zosintha zomwe zimakupindulitsani sizingafunike kudziwitsidwa kale. Kupitiliza kwanu kugwiritsa ntchito Yinvesta pambuyo posintha izi zikutanthauza kuti mukuvomereza mawu atsopano.

Kutsata Malamulo ndi Malipoti

Monga gawo la MTN Group, MTN ikuyenera kutsatira malamulo apadziko lonse lapansi ndi apakati, kuphatikiza okhudzana ndi zilango ndi kuphwanya ndalama. Kuti atsatire izi ndi kuthana ndi chinyengo, MTN idzawunika ndi kuyang'anira onse ogwiritsa ntchito a Yinvesta ndi zochitika. Izi zitha kubweretsa kuchedwetsa, malire, kapena kuyimitsidwa kwa akaunti kapena kuchitapo kanthu. MTN iyesa kukudziwitsani za izi. Mukuvomereza kuti MTN kapena antchito ake sadzakhala ndi mlandu pakuwonongeka kulikonse komwe kungachitike chifukwa cha izi. Mukuvomeranso kugwiritsa ntchito akaunti yanu ya Yinvesta movomerezeka ndikutsatira malamulo onse ogwira ntchito, kuphatikiza malamulo oletsa katangale. Mukuvomera kuti MTN igawane zomwe mwachita ndi anthu ena, kuphatikiza oyang'anira, kuti mufufuze kapena kufufuza kovomerezeka. Mukulolezanso MTN kuti ikonze zinthu zanu ndikuzisamutsira kunja kwa Uganda malinga ndi mgwirizanowu komanso mololedwa ndi lamulo. Mukuvomereza kuti ngati akaunti yanu ipezeka kuti ili ndi zolakwa, MTN ingafunike mwalamulo kupereka ndalamazo. MTN ikhoza kusunga data yanu mpaka zaka khumi mgwirizanowu utatha kapena malinga ndi lamulo.

Zambiri ndi Nkhani Zalamulo

Izi ndi zikhalidwe, pamodzi ndi mfundo za MTN, zimapanga mgwirizano wathunthu pakati pa inu ndi MTN. Gawo lirilonse la mawuwa limatengedwa kuti ndilosiyana. Ngati gawo lililonse lipezeka kuti silingakwaniritsidwe, mgwirizano wonsewo ukhalabe wovomerezeka. Simungasamutsire ufulu wanu kapena zomwe mumafunikira pansi pa mgwirizanowu kwa wina popanda chilolezo cholembedwa ndi MTN. MTN ikhoza kusamutsa maufulu ndi udindo wake pokupatsani chidziwitso. Komabe, kusapereka chidziwitso sikungakhudze kutsimikizika kwa kusamutsa. MTN ikhoza kusintha izi nthawi ndi nthawi, ndipo mtundu waposachedwa ukhala patsamba lawo. Malamulo aku Uganda amalamulira kugwiritsa ntchito kwanu Yinvesta. Mikangano iliyonse idzathetsedwa ndi makhothi ku Uganda. MTN ili ndi ufulu woyimitsa kapena kusintha kuyenerera kwa ntchito zilizonse nthawi iliyonse. Athanso kuyimitsa kapena kuletsa maakaunti omwe amagwiritsidwa ntchito pazinthu zosaloledwa kapena zachinyengo.

Zinsinsi Zanu Ndi Zofunika

Pogwiritsa ntchito Yinvesta, mukuvomera kuti MTN igwiritse ntchito zidziwitso zanu zaumwini monga momwe zafotokozedwera mu Zidziwitso Zazinsinsi. Mutha kupeza Chidziwitso Chazinsinsi pa Mfundo Zazinsinsi za MTN Uganda. Imalongosola momwe zambiri zanu zimasonkhanitsidwira, kugwiritsidwa ntchito, kugawidwa, ndi kutetezedwa.

Ufulu Waumwini

Pulatifomu ya MTN, Yinvesta, ma logo, ndi nzeru zofananira ndi za MTN kapena anzawo. Momwemonso, mayina, ma logo, ndi nzeru za Sanlam Investments East Africa Limited ndi zawo. Luntha lililonse latsopano lomwe lidzapangidwa kudzera mumgwirizanowu lidzakhala laogwirizana pokhapokha atapangidwa paokha. Simukuloledwa kugwiritsa ntchito chidziwitso chilichonse popanda chilolezo cholembedwa kuchokera ku MTN.

Ubwino wa MTN Yinvesta

1. Kufikika ndi Kusavuta:
   • Chotchinga Chochepa Kulowa: Mutha kuyamba kuyika ndalama ndi UGX 1,000 zochepa. Izi zimapangitsa kuti anthu ambiri aku Uganda azitha kupezeka, kuphatikiza omwe ali ndi ndalama zochepa.
   • Mobile-Choyamba: Ntchitoyi imagwira ntchito yonse kudzera mu chikwama chanu cha MTN MoMo. Izi zimathetsa kufunika koyendera banki kapena zolemba zovuta. Ndiwosavuta kugwiritsa ntchito tsiku ndi tsiku.
   • Kusavuta Kugwiritsa Ntchito: Manambala osavuta a USSD (*165*7*1#) Pangani kuwongolera ndalama zanu molunjika.
   • Flexible Deposits: Mutha kuwonjezera ndalama kubizinesi yanu nthawi iliyonse, kuti musunge ndalama mosasintha.
   • Zosungitsa Pagalimoto: Kusankha kusamutsidwa kodziwikiratu kumathandizira kupanga chizolowezi chopulumutsa mosavuta.
2. Zomwe Zingathe Kukula:
   • Mipikisano Yachiwongola dzanja: Yinvesta imapereka chiwongola dzanja cha 10% mpaka 12% pachaka. Izi nthawi zambiri zimakhala zokwera kuposa maakaunti osungira achikhalidwe m'mabanki azamalonda.
   • Kuwerengera Chiwongoladzanja Chatsiku ndi Tsiku: Chiwongola dzanja chimawerengedwa tsiku lililonse ndikulipidwa mwezi uliwonse, zomwe zimapangitsa kuti phindu liwonjezeke pakapita nthawi.
   • Katswiri Wotsogolera: Ndalama zanu zimayendetsedwa ndi Sanlam Investments East Africa Limited, woyang'anira thumba wovomerezeka. Izi zimapereka akatswiri kuyang'anira ndalama zanu.
3. Liquidity:
   • Zosavuta Kuchotsa: Mutha kubweza ndalama zanu ku chikwama cha MoMo nthawi iliyonse. Izi zimapereka ndalama zabwino, zomwe zimapangitsa kuti ndalama zanu zizipezeka pakafunika.
4. Kuphatikizika kwa Zachuma:
   • Kwa anthu ambiri aku Uganda, makamaka akumidzi, ntchito zama foni zam'manja ngati Yinvesta zimapereka njira yofunikira yopezera ndalama. Izi zimathandizira kuphatikizika kwakukulu kwazachuma.

Zomwe Zingatheke ndi Zowopsa

1. Chiwopsezo cha Investment:
   • Kusintha kwa Msika: Ngakhale Sanlam Income Fund ikufuna kubweza ndalama zokhazikika, ndi unit trust. Mawuwa amafotokoza momveka bwino kuti, "Zomwe zidachitika m'mbuyomu sizikuwonetsa momwe zinthu zidzakhalire m'tsogolo chifukwa mitengo imatha kukwera kapena kutsika." Mumakhala ndi chiwopsezo cha ndalama, kutanthauza kuti ndalama zomwe mwagulitsa sizikutsimikiziridwa.
   • Kuyimitsidwa kwa Ziwombolo: Nthawi zina, ufulu wanu wochotsa ndalama ukhoza kuyimitsidwa. Ichi ndi chodziletsa chodziletsa chandalama za unit trust koma ndikofunikira kuzindikira.
2. Malipiro:
   • Ndalama Zowongolera Pachaka: Sanlam Income Fund ikulipiritsa 1.5% chiwongola dzanja chapachaka pa ndalama zomwe mwagulitsa. Izi zimachotsedwa chiwongoladzanja chisanaperekedwe.
   • Ndalama ya MTN MoMo Service: MTN MoMo ikhoza kulipira chindapusa cha 1% pa chiwongola dzanja chochuluka. Izi zimachepetsa kubwerera kwanu.
   • Pomwe ma depositi ndikuchotsa ku/kuchokera ku chikwama chanu cha MoMo mulibe mwachindunji Ndalama za Yinvesta, ndalama zokhazikika za MoMo zogulira ndalama kapena kutulutsa ndalama zitha kugwirabe ntchito malinga ndi momwe mumapezera chikwama cha MoMo kapena kupeza ndalamazo.
3. Chitetezo Chapa digito:
   • Chinsinsi cha PIN: Ndinu nokha amene muli ndi udindo woteteza PIN yanu ya MoMo. MTN ilibe udindo wotaya chifukwa cha ma PIN owonongeka. Ngakhale ndizosavuta, nsanja zam'manja zimakhala ndi zoopsa zachitetezo cha digito ngati sizisamalidwe mosamala.
4. Kudalira Magulu Achitatu:
   • Ntchitoyi imadalira magwiridwe antchito a network ya MTN komanso kasamalidwe ka thumba la Sanlam. Ngakhale zili zolamuliridwa, kusokoneza kulikonse kwa mautumikiwa kungakhudze mwayi wanu wopeza kapena kugulitsa.

Kodi Ndizofunika? Mapeto

MTN Yinvesta ikuwoneka ngati njira yabwino kwa:

• Oyamba Investors: Malo otsika olowera komanso kusavuta kugwiritsa ntchito kumapangitsa kukhala kwabwino kwa omwe angoyamba kumene kupanga ndalama.
• Anthu Amene Akufuna Kubweza Kwapamwamba Kuposa Ndalama Zachikhalidwe: Chiwongola dzanja cha 10-12% pachaka chimakhala chokongola poyerekeza ndi maakaunti aku banki.
• Ofuna Zabwino: Ngati mumagwiritsa ntchito ndalama zam'manja ndipo mumagula zinthu mwachangu komanso mwachangu kuchokera pafoni yanu.
• Kupanga Chizolowezi Chosungira: Ntchito yosungira ndalama ndi chida champhamvu chopangira chuma chosasinthika.
• Zolinga zazifupi mpaka zapakatikati: Kuchepa kwa ndalama zake kumapangitsa kuti ikhale yoyenera ndalama zomwe mungafune pakadutsa zaka zingapo, zomwe zimakubweretsani zabwinoko kuposa kungosunga ndalama.

Komabe, pangafunike kusamala:

• Anthu Omwe Amakonda Zowopsa Kwambiri: Ngakhale amaonedwa kuti ndi otsika kwambiri pa thumba la ndalama, si ndalama zokhazikika; nthawi zonse zimakhala zotheka kutaya ndalama.
• Ogulitsa Akuluakulu: Pandalama zokulirapo kwambiri, kuyang'ana zinthu zambiri zogulira ndi mlangizi wazachuma kungakhale koyenera.
• Omwe Sali omasuka ndi Kusinthana kwa Digital: Ngakhale otetezedwa ndi kasamalidwe koyenera ka PIN, chilengedwe chonse cha digito sichingafanane ndi aliyense.

Ponseponse, MTN Yinvesta ikupereka mwayi wofunikira pakukula kwachuma ndikuphatikizidwa ku Uganda. Kupezeka kwake komanso kupikisana kwa chiwongola dzanja kumapangitsa kukhala chisankho chokakamiza kwa ambiri. Komabe, kumvetsetsa zolipiritsa ndi kuvomereza kuwopsa kwa ndalama, ngakhale kutsika kwa thumba lamtunduwu, ndikofunikira. Ngati muli omasuka ndi nsanja ya digito ndi zoopsa zomwe zafotokozedwa, Yinvesta ikhoza kukhala yowonjezera pakukonzekera kwanu kwachuma.